Life Insurance

1. Monthly Premium Payment: Insured individuals pay a fixed monthly amount to keep their coverage active.

2. Deductibles and Copays: Depending on the plan, the insured may pay a deductible before the insurance covers expenses, and copays (a fixed fee for certain services).

3. Provider Network: Most plans work with a network of doctors and hospitals; choosing services within this network helps reduce costs.

4. Additional Benefits: Some insurance plans include extra benefits such as telemedicine, drug discounts, and wellness programs.

The healthcare system in the USA can be expensive, and health insurance helps protect against unexpected medical expenses. Having insurance allows people to access medical services without worrying about high costs and helps promote long-term health through access to preventive services and regular check-ups

To enroll in health insurance, you usually need:

1. Identification (ID, passport, or equivalent).
2. Proof of address (recent utility bill or equivalent).
3. Medical history or to fill out a health status questionnaire.
4. Birth certificates or identification numbers for dependents if family coverage is included.
5. Medical tests (if a prior evaluation is required).
6. Payment method or banking information, depending on your preferred payment option.