Plans for Foreigners: Private plans with nationwide US coverage or worldwide policies for non-residents living in the US.
Student Insurance: Comprehensive coverage for international students in the US. Meets visa and stay requirements, providing access to specialized doctors and emergency assistance.
Health insurance in the USA is a contract between the insured individual and a health insurance company. This contract guarantees that, in exchange for a monthly premium, the insured will receive coverage for medical services, hospitalization, medications, and other healthcare expenses. Coverage and benefits vary depending on the type of plan chosen, but the primary purpose is to protect the insured from high medical costs and ensure access to medical care when necessary.
Monthly Premium Payment: Insured individuals pay a fixed monthly amount to keep their coverage active.
Deductibles and Copays: Depending on the plan, the insured may pay a deductible before the insurance covers expenses, and copays (a fixed fee for certain services).
Provider Network: Most plans work with a network of doctors and hospitals; choosing services within this network helps reduce costs.
Additional Benefits: Some insurance plans include extra benefits such as telemedicine, drug discounts, and wellness programs.
The healthcare system in the USA can be expensive, and health insurance helps protect against unexpected medical expenses. Having insurance allows people to access medical services without worrying about high costs and helps promote long-term health through access to preventive services and regular check-ups
To enroll in health insurance, you usually need:
"I never thought much about life insurance until I had my first child. Prime Ins Solutions gave us the confidence that if anything ever happened to me, my family would be well taken care of."
Andrea P.